Loans for people with bad credit

I heard my neighbor reminding her husband to get the leaking roof fixed. She doesnt want the living hall flooded again when she wake up in the morning like what happened last year. Too bad her husband has a bad credit as he defaulted on his home loan before and it's going to be difficult to obtain a Loan from the same bank. He cant get a Personal Loan. But of cos there are always companies that help people with bad credit. He can get a Payday Loan from places like bestleadinglenders dot com. He'd better apply for one now. There wont be contractors around to get it done for him later as Christmas is coming soon.