I'm fully insured, are you?

I'm getting really afraid of meeting my cousins. It's either they are in insurance, or they are with some MLM company. And each time we bump into each other, they are sure to hard sell me their latest products and long term investment plans. My cousins wont take no for an answer like i owe them a favor to buy from them. I sell a lot of things too. They dont seem to be interested in buying any from me also. Why must i be bothered with them, huh. One of them even told me how successful he is now since he got some Mailing Lists from Martin Worldwide. Moreover, i'm fully insured and i guarantee you that my kids are gonna be damn rich when i kick the bucket.